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Financial Services

Real-time service, zero tolerance for error

Real-time analytics
Operational excellence and regulatory compliance with confidence.

Supporting Australia's financial services sector

Sector context

From compliance burden to competitive advantage

Australia's financial services companies operate with no tolerance for disruption. Customers see real-time payments and always-on digital banking as a baseline, not a differentiator. At the same time, the bar on what 'resilient' actually means is changing. CPS 230 and CPS 234 extend accountability deep into third-party and vendor relationships. Fraud and third-party risk continue to climb, and the systems carrying member and customer trust can't afford long downtimes to catch up.

Avocado observes and optimises the platforms that carry member and customer trust — from core banking and payments processing through to the digital channels customers use every day. We help clients upgrade legacy systems and integrate new ones. The goal: turn complex change and regulatory obligations into opportunities for growth and future-proofing operations.

Our track record

20+yrs supporting Australia's banks, super funds and payments providers
170+ specialist consultants across AI, cyber, observability, quality engineering and delivery
20+ financial services clients across Australia
CPS 234 aligned security and resilience practice
How we help

Delivering certainty across services

Service lines that keep critical financial platforms accurate, compliant and always on.

Quality engineering

Test and assure complex financial platforms

Quality engineering

Independent testing, automation and data migration assurance for core banking, payments and superannuation platforms, so change goes live without compromising accuracy.

Software Testing
Compliance-aligned cyber security

Meet your APRA obligations with confidence

Compliance-aligned cyber security

Threat monitoring, incident response and identity security aligned to CPS 234 and CPS 230, so compliance work also strengthens day-to-day resilience.

Cyber Security
Identity security and third-party risk

Protect member and customer data

Identity security and third-party risk

Access management for large member bases and third-party risk oversight across complex vendor and customer ecosystems, not bolted on as an afterthought.

Identity Security
Cloud, observability and managed services

Modernise without disrupting operations

Cloud, observability and managed services

Real-time visibility and 24/7 managed coverage for platforms that can't tolerate downtime, so issues are caught before they touch customers or members.

Observability
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AI-automated financial reporting

 We help finance teams automate P&L, balance sheet and cash flow reporting, delivering accurate numbers from Day 1 instead of days into the month. 

AI and Data
Case Studies

Real clients. Real complexity. Real outcomes.

View all Case Studies
From Access database to cloud lakehouse Oct 31, 2026, 12:32:00 AM From Access database to cloud lakehouse A governed, in-house alternative to Copilot Oct 31, 2026, 12:29:13 AM A governed, in-house alternative to Copilot Laying the Foundation for Quality Assurance Oct 30, 2026, 12:49:59 PM Laying the Foundation for Quality Assurance Taking the risk out of certificate renewals for a major public sector agency Oct 30, 2026, 10:31:26 AM Taking the risk out of certificate renewals for a major public sector agency Voice AI Case Study: Momento Hospitality Agentic AIOct 29, 2026, 8:23:48 PM Voice AI Case Study: Momento Hospitality A national sports website rebuilt in four months, ready for the season Oct 26, 2026, 9:40:51 AM A national sports website rebuilt in four months, ready for the season 47,000 users across five divisions moved to cloud collaboration, on schedule Oct 26, 2026, 9:36:04 AM 47,000 users across five divisions moved to cloud collaboration, on schedule Practice management platform rolled out to more than 700 financial planning practices Oct 23, 2026, 4:02:27 PM Practice management platform rolled out to more than 700 financial planning practices New credit card launched and card portfolio migrated, on an immovable deadline Oct 23, 2026, 3:52:15 PM New credit card launched and card portfolio migrated, on an immovable deadline Navigating complex integrations and controls Oct 23, 2026, 1:21:13 PM Navigating complex integrations and controls
Talk to us

Book a meeting

Talk to our financial services team about your specific challenges and needs — we'll tell you straight whether and how we can help.

Frequently asked questions

How does Avocado help superannuation funds meet APRA CPS 234 requirements?

We assess your current security posture against CPS 234, then help close the gaps that matter most: identity and access controls, third-party security oversight, information asset classification, and incident response readiness, including APRA's 72-hour notification requirement. Combining a threat and risk assessment with practical remediation planning, we help funds demonstrate compliance to their board and APRA while genuinely reducing risk to member data, and align their approach with CPS 230 operational resilience obligations.

What does Avocado's approach to third-party risk management look like for a major bank?

Banks depend on complex supplier ecosystems — core banking vendors, payments processors, cloud providers, fintechs. We assess and manage third-party risk (TPRM) across these relationships, mapping where sensitive data and critical functions sit with vendors, and building ongoing oversight that satisfies both APRA and the bank's own risk appetite.

How has Avocado supported data migration and testing integrity during fund mergers?

Fund mergers and separations involve migrating member data, fund records and transaction history between platforms under tight timelines and strict accuracy requirements. We provide independent testing and data migration assurance across these programmes, including a merger-related engagement for a $95 billion AUM superannuation fund.

Does Avocado work with payments companies on platform resilience?

Yes. We've supported a leading Australian payments company on platform resilience and observability, helping keep real-time payments infrastructure available and monitored under regulatory scrutiny and high transaction volumes.

Which parts of the financial services sector does Avocado work across?

Banking and capital markets, superannuation and wealth management, and payments and fund administration — including clients such as BNP Paribas, a $95 billion AUM superannuation fund, and a leading Australian payments company.

Free assessment

Get a clear read on your compliance posture

Get a complimentary 60-minute Cyber Maturity Review to benchmark your current position against APRA CPS 234 and CPS 230, and identify your top three gaps.

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Financial services

Real-time service, zero tolerance for error

Talk to us about resilience, compliance and modernising the platforms that carry customer trust.